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Understand Collision Damage Waiver (CDW), Loss Damage Waiver (LDW), Supplemental Liability Protection (SLI), and primary vs secondary credit card coverage.
Understand Collision Damage Waiver (CDW), Loss Damage Waiver (LDW), Supplemental Liability Protection (SLI), and primary vs secondary credit card coverage.
Key Travel Facts & Insights
CDW/LDW relieves the renter of financial responsibility if the rental car is damaged or stolen. It is not technical insurance, but a contractual waiver between you and the rental company.
Liability protection covers damage to other vehicles or injuries to third parties. If your personal auto insurance policy does not extend to rental cars, purchasing SLI is strongly recommended.
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Most personal US auto insurance policies extend collision and liability coverage to rental cars driven within the United States and Canada.
Many travel credit cards provide worldwide secondary or primary CDW coverage, but usually exclude luxury vehicles, vans, and countries like Ireland, Jamaica, and Israel unless confirmed.