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Family Travel Insurance Guide: Free Child Cover & Multi-Gen Plans

Traveling with family brings unique considerations. Several leading travel insurers include kids under 17 at no extra charge on comprehensive family policies.

Free Child Coverage on Family Plans

Insurers like Allianz and Travel Guard cover children age 17 and under at zero additional premium when traveling with a covered parent or grandparent.

Apply this to your actual trip

Run an instant comparison, or tell our consultants the trip — they’ll shortlist plans and confirm live premiums with the insurers.

Frequently Asked Questions

Are children covered free on all travel insurance plans?

No, free child coverage is available on select comprehensive plans (e.g. Allianz OneTrip Prime/Premier). Duration-based medical plans charge per child.

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Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.