The 10-Step Buying Checklist
Step 1: Calculate non-refundable trip costs. Step 2: Set target medical limits ($100k for Europe/Asia, $250k+ for USA). Step 3: Check pre-existing condition look-back windows. Step 4: Buy within 14 days of initial deposit for waivers.
Apply this to your actual trip
Run an instant comparison, or tell our consultants the trip — they’ll shortlist plans and confirm live premiums with the insurers.
Frequently Asked Questions
When is the best time to buy travel insurance?
The best time to buy is within 14 to 21 days of making your first trip payment or deposit to unlock pre-existing condition waivers and CFAR eligibility.
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Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.