Bajaj Allianz General Insurance
Bajaj Allianz Travel Prime Senior
Dedicated senior plan (61–75) with medical cover tuned for US family visits.
Medical Sum Insured
$50,000
Deductible
$200 medical deductible
Ages Accepted
61–75
Max Trip Length
180 days
Sold To
India residents
Destinations
Worldwide incl. USA/Canada · USA & Canada · Europe & Schengen · Asia
Pricing Style
Per travel day
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- No medical check-up for issuance
- Senior-tuned benefit sub-limits
- Assistance-first claims handling
Full benefit schedule
Emergency Medical
$50,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
Included
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Medical Repatriation
Included
Transport home for continued treatment, or repatriation of mortal remains — arranged and paid by the insurer’s assistance company.
Trip Delay
$120
Fixed or per-day allowance for meals, lodging and essentials when your departure is delayed beyond the policy’s waiting period (typically 5–12 hours).
Lost / Damaged Baggage
$750
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Passport Loss
$250
Costs of obtaining an emergency certificate or duplicate passport abroad — consular fees and related travel.
Personal Liability
$100,000
Legal liability for accidental injury to a third party or damage to their property during the trip.
Accidental Death (AD&D)
$10,000
Lump-sum benefit to your nominee if an accident during the trip causes death.
COVID-19 Cover
Covered
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Pre-existing Conditions
Life-threatening episodes covered up to sub-limit
Cover for acute, life-threatening episodes of declared pre-existing conditions — or a full waiver on US plans bought within the early-purchase window.
Emergency Dental
$500
Higher dental sub-limit than standard tiers
Compassionate Visit
Included
Round-trip ticket and stay for a family member to be at your bedside if you are hospitalised abroad beyond a set number of days.
Get Bajaj Allianz Travel Prime Senior for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return).
In-house travel assistance desk; many small overseas medical claims are settled on a fast-track documents-light process.
Frequently Asked Questions
How much medical cover does Bajaj Allianz Travel Prime Senior include?
$50,000 of emergency medical cover ($200 medical deductible). Emergency evacuation: Included.
Who can buy Bajaj Allianz Travel Prime Senior?
Travellers aged 61–75, for trips up to 180 days. Sold to Indian residents.
How do claims work on Bajaj Allianz Travel Prime Senior?
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return). In-house travel assistance desk; many small overseas medical claims are settled on a fast-track documents-light process.
Does Bajaj Allianz Travel Prime Senior cover COVID-19?
Yes — Covered.
More from Bajaj Allianz General Insurance
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.