Allianz Travel
Allianz AllTrips Prime
Simple flat-price annual protection for every trip of the year.
Medical Sum Insured
$25,000
Deductible
$0 deductible
Ages Accepted
18–99
Per-Trip Cap
45 days
Sold To
US residents
Destinations
Worldwide incl. USA/Canada
Pricing Style
Flat annual premium
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Rental car damage cover included all year
- Flat family pricing options
- Covers domestic getaways ≥100 miles too
Full benefit schedule
Emergency Medical
$25,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
$500,000
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Trip Cancellation
$3,000
Annual aggregate
Trip Interruption
$3,000
Reimburses the unused portion of your trip and extra transport home when a covered event cuts the trip short after departure.
Trip Delay
$600
$200/day
Lost / Damaged Baggage
$1,000
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Baggage Delay
$300
Emergency purchases (clothes, toiletries) when checked bags are delayed beyond the waiting period, usually 12–24 hours.
Rental Car Excess
$45,000
Included — a standout annual benefit
COVID-19 Cover
Epidemic Coverage Endorsement included
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Get Allianz AllTrips Prime for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
File online with the insurer (receipts, proof of loss, medical reports). Emergencies: call the 24×7 assistance line first — they direct you to network care and arrange evacuations. Most document-complete claims are decided in 5–15 business days.
Claims are filed online or in the Allyz TravelSmart app; most document-complete claims are decided within days.
Frequently Asked Questions
How much medical cover does Allianz AllTrips Prime include?
$25,000 of emergency medical cover ($0 deductible). Emergency evacuation: $500,000.
Who can buy Allianz AllTrips Prime?
Travellers aged 18–99, for trips up to 45 days per trip on an annual policy. Sold to US residents.
How do claims work on Allianz AllTrips Prime?
File online with the insurer (receipts, proof of loss, medical reports). Emergencies: call the 24×7 assistance line first — they direct you to network care and arrange evacuations. Most document-complete claims are decided in 5–15 business days. Claims are filed online or in the Allyz TravelSmart app; most document-complete claims are decided within days.
Does Allianz AllTrips Prime cover COVID-19?
Yes — COVID-19 cover: Epidemic Coverage Endorsement included.
More from Allianz Travel
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.