Allianz Travel
Allianz OneTrip Basic
Entry-level trip protection covering the essentials at the lowest cost.
Medical Sum Insured
$10,000
Deductible
$0 deductible
Ages Accepted
0–99
Max Trip Length
90 days
Sold To
US residents
Destinations
Worldwide incl. USA/Canada
Pricing Style
% of trip cost
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Cheapest way to protect a modest prepaid trip
- Kids’ rates discounted
- Epidemic coverage endorsement included
Full benefit schedule
Emergency Medical
$10,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
$50,000
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Trip Cancellation
100% of insured trip cost
Refunds prepaid, non-refundable trip costs when you must cancel for a covered reason (illness, injury, death in family, and other listed events) before departure.
Trip Interruption
100% of insured trip cost
Reimburses the unused portion of your trip and extra transport home when a covered event cuts the trip short after departure.
Trip Delay
$300
$150/day after 6h delay
Lost / Damaged Baggage
$500
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Baggage Delay
$200
Emergency purchases (clothes, toiletries) when checked bags are delayed beyond the waiting period, usually 12–24 hours.
COVID-19 Cover
Covered as any illness (Epidemic Coverage Endorsement)
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Telemedicine
Included via Allyz TravelSmart
24×7 doctor tele-consultations through the assistance company, without a claim excess.
Get Allianz OneTrip Basic for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
File online with the insurer (receipts, proof of loss, medical reports). Emergencies: call the 24×7 assistance line first — they direct you to network care and arrange evacuations. Most document-complete claims are decided in 5–15 business days.
Claims are filed online or in the Allyz TravelSmart app; most document-complete claims are decided within days.
Frequently Asked Questions
How much medical cover does Allianz OneTrip Basic include?
$10,000 of emergency medical cover ($0 deductible). Emergency evacuation: $50,000.
Who can buy Allianz OneTrip Basic?
Travellers aged 0–99, for trips up to 90 days. Sold to US residents.
How do claims work on Allianz OneTrip Basic?
File online with the insurer (receipts, proof of loss, medical reports). Emergencies: call the 24×7 assistance line first — they direct you to network care and arrange evacuations. Most document-complete claims are decided in 5–15 business days. Claims are filed online or in the Allyz TravelSmart app; most document-complete claims are decided within days.
Does Allianz OneTrip Basic cover COVID-19?
Yes — Covered as any illness (Epidemic Coverage Endorsement).
More from Allianz Travel
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.