Family Travel Insurance
One policy for the whole crew — several plans here insure children 17 and under free with a parent, and price the rest of the family as a bundle.
Get an instant comparison for your trip
Why it matters
- Allianz OneTrip Prime and Travelex Travel Select cover kids 17 and under at no extra premium — a structural saving no per-person pricing matches.
- Family trips concentrate risk: one child’s ear infection before departure can cancel four non-refundable tickets. Family cancellation cover refunds them all.
- Shared baggage and delay benefits mean one lost duffel doesn’t consume the whole family’s limit.
16 plans built for this
Allianz Travel
Allianz OneTrip Basic
Entry-level trip protection covering the essentials at the lowest cost.
$10,000 medical cover →
Allianz Travel
Allianz OneTrip Prime
Allianz’s most popular plan — solid limits plus free cover for kids 17 and under.
$25,000 medical cover →
Allianz Travel
Allianz OneTrip Premier
Top-tier limits — double Prime’s medical and $1M evacuation.
$50,000 medical cover →
Travel Guard
Travel Guard Preferred
AIG’s mid-tier bestseller — balanced limits with a deep add-on menu.
$50,000 medical cover →
Seven Corners
Seven Corners Trip Protection Choice
High medical limits for a US comprehensive plan, cruise-friendly benefits.
$250,000 medical cover →
Travelex Insurance Services
Travelex Travel Select
The family favourite — children 17 and under insured free with an adult.
$50,000 medical cover →
Tata AIG General Insurance
Tata AIG Travel Guard Silver
India’s bestselling starter tier for Asia and Europe holidays.
$50,000 medical cover →
Tata AIG General Insurance
Tata AIG Travel Guard Gold
US-ready $250k medical cover — the workhorse for USA/Canada trips.
$250,000 medical cover →
Tata AIG General Insurance
Tata AIG Travel Guard Platinum
Flagship tier: $500k medical and the richest benefit set in the range.
$500,000 medical cover →
ICICI Lombard
ICICI Lombard International Travel Gold
Balanced worldwide cover from India’s largest private insurer.
$100,000 medical cover →
HDFC ERGO General Insurance
HDFC ERGO Travel Gold
Instant Schengen-compliant cover with gadget and adventure add-ons.
$100,000 medical cover →
Bajaj Allianz General Insurance
Bajaj Allianz Travel Prime Gold
Feature-dense worldwide cover with standout home-burglary protection.
$100,000 medical cover →
Care Health Insurance
Care Explore — Asia
Sharp pricing for Asia trips — Thailand, Dubai, Singapore, Bali and more.
$25,000 medical cover →
Care Health Insurance
Care Explore — Europe
Schengen-compliant certificate at student-friendly prices.
$50,000 medical cover →
Reliance General Insurance
Reliance Travel Care Gold
Frequently the lowest quote for Schengen and Asia trips from India.
$50,000 medical cover →
Go Digit General Insurance
Digit Domestic Travel
Low-cost protection for flights, trains and holidays within India.
₹5 lakh accident hospitalisation medical cover →
Buy with a real consultant — not just a checkout form
Our consultants confirm final premiums with the insurer, check the wording against your trip (visa rules, activities, health declarations), and stay on the file for claims help.
How to buy it right
- Quote both ways: “kids-free” US plans usually win for families of 3–5; Indian insurers often discount family floats instead.
- Insure every traveller on one policy — split policies create claim-coordination pain when one event affects everyone.
- Check per-person vs. per-family limits on cancellation: high-cost trips need per-person limits.
Frequently Asked Questions
Are children really free on some plans?
Yes — on Allianz OneTrip Prime and Travelex Travel Select (US market), children 17 and under are covered at no charge when travelling with an insured parent. Indian plans price children at child rates instead.
If one family member falls ill, is everyone’s cancellation covered?
When all travellers are on the same policy, a covered event affecting one insured traveller triggers cancellation/interruption benefits for the accompanying insured family members too.
Do grandparents need a separate plan?
Travellers over the plan’s age limit (often 70) need a senior-specific policy even when the rest of the family shares one — see our senior citizen page; we can coordinate both under one enquiry.
Other trip types
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.