Go Digit General Insurance
Digit Domestic Travel
Low-cost protection for flights, trains and holidays within India.
Medical Sum Insured
₹5 lakh accident hospitalisation
Deductible
No deductible
Ages Accepted
0–70
Max Trip Length
60 days
Sold To
India residents
Destinations
Domestic India
Pricing Style
Per travel day
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Covers Char Dham, weddings, and weekend trips alike
- Flight-delay auto-payouts
- From a few hundred rupees per trip
Full benefit schedule
Emergency Medical
₹5,00,000
Accidental hospitalisation
Emergency Evacuation
₹1,00,000
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Trip Cancellation
₹25,000
Refunds prepaid, non-refundable trip costs when you must cancel for a covered reason (illness, injury, death in family, and other listed events) before departure.
Trip Delay
Auto-payout on qualifying flight delays
Fixed or per-day allowance for meals, lodging and essentials when your departure is delayed beyond the policy’s waiting period (typically 5–12 hours).
Missed Connection
₹10,000
Extra transport costs to catch up with your itinerary (or cruise at the next port) after a delayed inbound leg makes you miss a connection.
Lost / Damaged Baggage
₹25,000
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Accidental Death (AD&D)
₹10,00,000
Lump-sum benefit to your nominee if an accident during the trip causes death.
Permanent Disability
₹10,00,000
Lump-sum benefit for permanent total or partial disability caused by an accident during the trip.
Get Digit Domestic Travel for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return).
Smartphone-first claims — upload documents in the app; several delay benefits pay out proactively without a claim form.
Frequently Asked Questions
How much medical cover does Digit Domestic Travel include?
₹5 lakh accident hospitalisation of emergency medical cover (no deductible). Emergency evacuation: ₹1,00,000.
Who can buy Digit Domestic Travel?
Travellers aged 0–70, for trips up to 60 days. Sold to Indian residents.
How do claims work on Digit Domestic Travel?
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return). Smartphone-first claims — upload documents in the app; several delay benefits pay out proactively without a claim form.
Does Digit Domestic Travel cover COVID-19?
COVID-19 medical expenses are treated as any other illness on current wordings — confirm current terms with the insurer before purchase.
More from Go Digit General Insurance
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.