Tata AIG Travel Guard Silver

Emergency Medical

$50,000

Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.

Emergency Evacuation

Included within medical sum insured

Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.

Medical Repatriation

Included

Transport home for continued treatment, or repatriation of mortal remains — arranged and paid by the insurer’s assistance company.

Trip Cancellation

$500

Refunds prepaid, non-refundable trip costs when you must cancel for a covered reason (illness, injury, death in family, and other listed events) before departure.

Trip Interruption

$750

Reimburses the unused portion of your trip and extra transport home when a covered event cuts the trip short after departure.

Trip Delay

$125

After 12h delay

Lost / Damaged Baggage

$750

Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.

Baggage Delay

$100

Emergency purchases (clothes, toiletries) when checked bags are delayed beyond the waiting period, usually 12–24 hours.

Passport Loss

$250

Costs of obtaining an emergency certificate or duplicate passport abroad — consular fees and related travel.

Personal Liability

$100,000

Legal liability for accidental injury to a third party or damage to their property during the trip.

Accidental Death (AD&D)

$10,000

Lump-sum benefit to your nominee if an accident during the trip causes death.

COVID-19 Cover

Medical expenses for COVID-19 covered

Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.

Emergency Dental

$250

Acute dental pain relief while travelling, capped at a sub-limit of the medical benefit.

Hijack Distress

$500

$125/day