Tata AIG General Insurance
Tata AIG Student Guard
University-compliant cover for Indian students abroad, up to 2 years.
Medical Sum Insured
$250,000
Deductible
$100 medical deductible
Ages Accepted
16–35
Max Trip Length
730 days
Sold To
India residents
Destinations
Worldwide incl. USA/Canada · USA & Canada
Pricing Style
Per travel day
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Meets most US/UK university waiver requirements
- Study-interruption & sponsor-protection benefits
- Cheaper than campus plans in most cases
Full benefit schedule
Emergency Medical
$250,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
Included
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Medical Repatriation
Included
Transport home for continued treatment, or repatriation of mortal remains — arranged and paid by the insurer’s assistance company.
Trip Interruption
$1,000
Study interruption benefit
Lost / Damaged Baggage
$1,000
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Passport Loss
$250
Costs of obtaining an emergency certificate or duplicate passport abroad — consular fees and related travel.
Personal Liability
$100,000
Legal liability for accidental injury to a third party or damage to their property during the trip.
Accidental Death (AD&D)
$15,000
Lump-sum benefit to your nominee if an accident during the trip causes death.
COVID-19 Cover
Covered
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Emergency Dental
$500
Acute dental pain relief while travelling, capped at a sub-limit of the medical benefit.
Compassionate Visit
Two-way ticket for family member
Round-trip ticket and stay for a family member to be at your bedside if you are hospitalised abroad beyond a set number of days.
Legal Assistance
Bail bond & legal cover included
Legal referral and costs cover for civil matters arising from an accident abroad.
Get Tata AIG Student Guard for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return).
Cashless hospitalisation via the international assistance partner; reimbursement claims filed online with bills and reports.
Frequently Asked Questions
How much medical cover does Tata AIG Student Guard include?
$250,000 of emergency medical cover ($100 medical deductible). Emergency evacuation: Included.
Who can buy Tata AIG Student Guard?
Travellers aged 16–35, for trips up to 730 days. Sold to Indian residents.
How do claims work on Tata AIG Student Guard?
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return). Cashless hospitalisation via the international assistance partner; reimbursement claims filed online with bills and reports.
Does Tata AIG Student Guard cover COVID-19?
Yes — Covered.
More from Tata AIG General Insurance
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.