ICICI Lombard
ICICI Lombard International Travel Gold
Balanced worldwide cover from India’s largest private insurer.
Medical Sum Insured
$100,000
Deductible
$100 medical deductible
Ages Accepted
0–85
Max Trip Length
180 days
Sold To
India residents
Destinations
Worldwide incl. USA/Canada · USA & Canada · Europe & Schengen · Asia
Pricing Style
Per travel day
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Issues to age 85 — rare in the market
- Instant Schengen certificate
- Large overseas cashless network
Full benefit schedule
Emergency Medical
$100,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
Included
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Medical Repatriation
Included
Transport home for continued treatment, or repatriation of mortal remains — arranged and paid by the insurer’s assistance company.
Trip Cancellation
$750
Refunds prepaid, non-refundable trip costs when you must cancel for a covered reason (illness, injury, death in family, and other listed events) before departure.
Trip Interruption
$1,000
Reimburses the unused portion of your trip and extra transport home when a covered event cuts the trip short after departure.
Trip Delay
$150
Fixed or per-day allowance for meals, lodging and essentials when your departure is delayed beyond the policy’s waiting period (typically 5–12 hours).
Lost / Damaged Baggage
$1,000
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Baggage Delay
$100
Emergency purchases (clothes, toiletries) when checked bags are delayed beyond the waiting period, usually 12–24 hours.
Passport Loss
$300
Costs of obtaining an emergency certificate or duplicate passport abroad — consular fees and related travel.
Personal Liability
$100,000
Legal liability for accidental injury to a third party or damage to their property during the trip.
Accidental Death (AD&D)
$25,000
Lump-sum benefit to your nominee if an accident during the trip causes death.
COVID-19 Cover
Covered
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Emergency Dental
$250
Acute dental pain relief while travelling, capped at a sub-limit of the medical benefit.
Hijack Distress
$1,000
Per-day allowance paid if the common carrier you are on is hijacked.
Get ICICI Lombard International Travel Gold for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return).
Intimate claims on the toll-free line or app; overseas hospitalisation is coordinated cashless where the network allows.
Frequently Asked Questions
How much medical cover does ICICI Lombard International Travel Gold include?
$100,000 of emergency medical cover ($100 medical deductible). Emergency evacuation: Included.
Who can buy ICICI Lombard International Travel Gold?
Travellers aged 0–85, for trips up to 180 days. Sold to Indian residents.
How do claims work on ICICI Lombard International Travel Gold?
Call the insurer’s assistance line before or at hospital admission for cashless treatment abroad where the network allows; otherwise pay, keep every bill/report, and file for reimbursement online within the policy’s notification window (usually 30 days of return). Intimate claims on the toll-free line or app; overseas hospitalisation is coordinated cashless where the network allows.
Does ICICI Lombard International Travel Gold cover COVID-19?
Yes — Covered.
More from ICICI Lombard
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.