Destination guide
India travel insurance
Insurance isn't required to enter India — but here's what treatment and evacuation cost there, and the plans that fit.
Recommended Medical Cover
$100,000+
Rating Region
Asia
Insurance Mandatory?
No, but strongly advised
COVID-19
Covered as any illness on listed plans
What treatment costs around India
Private care in hubs like Singapore, Tokyo, Dubai or Bangkok can run $1,500–4,000 a night for inpatient care; medical evacuation from remote areas often exceeds $25,000.
Compare live estimates for your India trip
For US residents
Seven Corners
Seven Corners Trip Protection Choice
High medical limits for a US comprehensive plan, cruise-friendly benefits.
$250,000 medical cover →
World Nomads
World Nomads Explorer
Higher limits plus winter sports and higher-risk activities unlocked.
$150,000 medical cover →
Travel Guard
Travel Guard Deluxe
AIG’s flagship: $100k medical, $1M evacuation, generous delay benefits.
$100,000 medical cover →
World Nomads
World Nomads Standard
Backpacker classic — 150+ adventure activities covered as standard.
$100,000 medical cover →
For Indian residents
Visitor / travel-medical plans (most nationalities)
IMG (International Medical Group)
IMG Patriot International
Travel medical for trips outside the USA — including visitors to India.
Up to $100,000 (selectable to $1M) medical cover →
Seven Corners
Seven Corners Travel Medical Global
Worldwide travel medical for long stays outside your home country.
Up to $100,000 (selectable to $5M) medical cover →
Buy with a real consultant — not just a checkout form
Our consultants confirm final premiums with the insurer, check the wording against your trip (visa rules, activities, health declarations), and stay on the file for claims help.
India visa policy
Entry rules for every passport — and whether your visa needs an insurance certificate.
Flights to India
Compare fares with a real consultant closing the booking.
Holiday packages
Flights, hotels and insurance bundled by our travel desk.
Frequently Asked Questions
Is travel insurance mandatory for India?
No — travel insurance is not an entry requirement for India. It remains strongly recommended: medical treatment, evacuation and trip disruption are uninsured out-of-pocket costs without it.
How much medical cover do I need for India?
We recommend at least $100,000 of emergency medical cover. Private care in hubs like Singapore, Tokyo, Dubai or Bangkok can run $1,500–4,000 a night for inpatient care; medical evacuation from remote areas often exceeds $25,000.
How much does travel insurance for India cost?
Indicative estimates: duration-priced plans run roughly $1–4 per traveller-day for adults under 50 (higher for US-bound trips and senior travellers); US comprehensive plans price at about 4–8% of the insured trip cost. Run a quote above for your exact trip — final premiums are always set by the insurer.
Does travel insurance for India cover COVID-19?
Yes — every plan we compare treats COVID-19 medical expenses as any other illness, and a positive test before departure as a standard cancellation reason.
Other destination guides
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.