IMG (International Medical Group)
IMG Patriot International
Travel medical for trips outside the USA — including visitors to India.
Medical Sum Insured
Up to $100,000 (selectable to $1M)
Deductible
Deductible selectable $0–$2,500
Ages Accepted
0–89
Max Trip Length
365 days
Sold To
Most nationalities
Destinations
Worldwide excl. USA/Canada
Pricing Style
Per travel day
24×7 Assistance
Yes — global assistance line
Why travellers pick it
- Cheaper band for non-US destinations
- Covers foreign visitors travelling to India
- Evacuation to centre of excellence
Full benefit schedule
Emergency Medical
$100,000
Hospitalisation, physician fees, diagnostics and prescribed medicines when you fall sick or get injured abroad. The single most important number on any travel policy.
Emergency Evacuation
$1,000,000
Air-ambulance or medically-supervised transport to the nearest adequate hospital — routinely a five-to-six-figure cost from remote areas, cruise ships or mountains.
Medical Repatriation
$50,000
Transport home for continued treatment, or repatriation of mortal remains — arranged and paid by the insurer’s assistance company.
Trip Interruption
$10,000
Reimburses the unused portion of your trip and extra transport home when a covered event cuts the trip short after departure.
Lost / Damaged Baggage
$500
Reimbursement for checked baggage lost, stolen or destroyed by a carrier, subject to per-item limits and depreciation.
Accidental Death (AD&D)
$25,000
Lump-sum benefit to your nominee if an accident during the trip causes death.
COVID-19 Cover
COVID-19 treated as any illness
Medical expenses and (on some plans) quarantine allowance or cancellation if you contract COVID-19 before or during the trip.
Emergency Dental
$300
Acute dental pain relief while travelling, capped at a sub-limit of the medical benefit.
Telemedicine
Included
24×7 doctor tele-consultations through the assistance company, without a claim excess.
Get IMG Patriot International for your exact trip
Tell us the trip and travellers — we confirm the live premium and eligibility with the insurer, handle the purchase, and stay on your file for claims help.
Key exclusions
- — Pre-existing medical conditions, unless the plan states otherwise or a waiver applies
- — Travelling against medical advice or to obtain planned/elective treatment (unless a medical-travel cover is bought)
- — Injuries from alcohol/drug influence, self-harm, or criminal acts
- — War, invasion, and active participation in civil unrest
- — Professional or competitive sports; extreme activities not on the plan’s covered list
- — Baggage left unattended in a public place; undeclared valuables above per-item limits
- — Losses recoverable from airlines, hotels, or other insurance first (most benefits pay secondary)
How claims work
Show your insurance ID at network hospitals for direct billing where available; otherwise file through the member portal with itemised bills. Always call the assistance line for admissions — unapproved non-emergency admissions can reduce benefits.
Claims submitted via the MyIMG portal; the PPO network enables direct billing at many US hospitals.
Frequently Asked Questions
How much medical cover does IMG Patriot International include?
Up to $100,000 (selectable to $1M) of emergency medical cover (deductible selectable $0–$2,500). Emergency evacuation: $1,000,000.
Who can buy IMG Patriot International?
Travellers aged 0–89, for trips up to 365 days. Available to travellers of most nationalities.
How do claims work on IMG Patriot International?
Show your insurance ID at network hospitals for direct billing where available; otherwise file through the member portal with itemised bills. Always call the assistance line for admissions — unapproved non-emergency admissions can reduce benefits. Claims submitted via the MyIMG portal; the PPO network enables direct billing at many US hospitals.
Does IMG Patriot International cover COVID-19?
Yes — COVID-19 cover: COVID-19 treated as any illness.
More from IMG (International Medical Group)
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.