Visitors Insurance for India
Private healthcare in India is excellent and affordable by Western standards — but evacuation, repatriation and extended admissions still justify real cover for every visitor.
Get an instant comparison for your trip
Why it matters
- Top private hospitals (Apollo, Fortis, Max) bill international patients at premium tariffs — an ICU week can still reach $10,000+.
- Medical evacuation home (US/Europe) from India is a $50,000–150,000 event — the benefit that matters most for serious cases.
- Standard US/EU domestic health plans cover little or nothing in India; Medicare covers nothing outside the USA.
2 plans built for this
IMG (International Medical Group)
IMG Patriot International
Travel medical for trips outside the USA — including visitors to India.
Up to $100,000 (selectable to $1M) medical cover →
Seven Corners
Seven Corners Travel Medical Global
Worldwide travel medical for long stays outside your home country.
Up to $100,000 (selectable to $5M) medical cover →
Buy with a real consultant — not just a checkout form
Our consultants confirm final premiums with the insurer, check the wording against your trip (visa rules, activities, health declarations), and stay on the file for claims help.
How to buy it right
- Worldwide-excl-US travel medical (IMG Patriot International, Seven Corners Global) is the right shape and price band for India trips.
- NRIs visiting family: your US employer plan almost certainly doesn’t cover India — a per-day travel-medical plan closes the gap cheaply.
- Check adventure riders for Himalayan treks and motorbike touring — both are standard-exclusion territory.
Frequently Asked Questions
Do foreign visitors need insurance for India?
It is not an entry requirement for tourist e-visas, but medical treatment, evacuation and trip disruption are real risks — and some long-stay visa categories do ask for cover. It is inexpensive for India-only trips.
Does US health insurance work in India?
Employer PPO plans rarely cover non-emergency care abroad and Medicare covers nothing outside the USA. Travel-medical plans exist precisely to fill this gap and cost a few dollars a day.
Are Indian hospitals cashless for visitor plans?
IMG and Seven Corners work through international assistance networks with direct settlement at major private hospitals; elsewhere you pay and claim reimbursement with itemised bills.
Other trip types
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.