Digital Nomad Travel Insurance
Home is a Wi-Fi password. Nomad-fit plans renew from anywhere, cover the laptop your income depends on, and satisfy the insurance clauses in digital-nomad visa programmes.
Get an instant comparison for your trip
Why it matters
- Domestic health insurance stops at the border (or after 30–90 days abroad) — nomads need travel-medical cover as their primary protection for months at a time.
- Digital-nomad visas (Spain, Portugal, Estonia, Costa Rica…) require proof of health cover for the visa term — a renewable travel-medical policy is the standard way to satisfy it.
- Telemedicine matters more when your GP is nine time zones away; the assistance apps on these plans include 24×7 tele-consults.
6 plans built for this
World Nomads
World Nomads Standard
Backpacker classic — 150+ adventure activities covered as standard.
$100,000 medical cover →
World Nomads
World Nomads Explorer
Higher limits plus winter sports and higher-risk activities unlocked.
$150,000 medical cover →
IMG (International Medical Group)
IMG Patriot Platinum
Premium travel medical with sums insured up to $8M and top-tier assistance.
Up to $1,000,000 (selectable to $8M) medical cover →
IMG (International Medical Group)
IMG Patriot International
Travel medical for trips outside the USA — including visitors to India.
Up to $100,000 (selectable to $1M) medical cover →
Seven Corners
Seven Corners Travel Medical Global
Worldwide travel medical for long stays outside your home country.
Up to $100,000 (selectable to $5M) medical cover →
Go Digit General Insurance
Digit International Travel
Paperless cover with automatic flight-delay payouts — no claim forms.
$100,000 (selectable) medical cover →
Buy with a real consultant — not just a checkout form
Our consultants confirm final premiums with the insurer, check the wording against your trip (visa rules, activities, health declarations), and stay on the file for claims help.
How to buy it right
- Choose renewable plans (IMG Patriot, Seven Corners Global run to 364 days and re-up) rather than chaining 30-day tourist policies.
- US citizens abroad: “worldwide excl. US” pricing is far cheaper — add US cover only for home visits.
- Nomad-visa applicants: get the insurer’s certificate stating cover amount, territory and dates in the format the consulate asks for.
Frequently Asked Questions
What insurance do digital nomad visas require?
Typically health/medical cover valid in the host country for the full visa period, with minimums from €30,000 upward depending on the country. The travel-medical plans listed here issue compliant certificates; our desk matches plan to visa programme.
Travel insurance vs. international health insurance — which do I need?
Under ~12 months: renewable travel-medical (listed here) is the cost-effective answer for emergencies. Settling abroad long-term or wanting routine care, maternity and chronic management: step up to expat health insurance (IMG Global Medical and similar) — ask us for a quote.
Is my laptop covered?
Base baggage per-item limits are low — add gear/electronics cover (World Nomads upgrade, HDFC gadget add-on) for equipment your income depends on.
Other trip types
Premiums shown are indicative estimates compiled from publicly available plan literature and typical market rates — the final premium, terms and issuance are always set by the insurer. Plan benefits, limits and exclusions are summarised for comparison; the policy wording issued by the insurer is the only binding document. Confirm current terms with the insurer or our consultants before purchase.